Price Freeze!

By: The Virani

Price Freeze!

Tags: BUDGETING, BASICS, STOCK UP

Here's a household budgeting tip: Stock up on food basics when they're on sale, find out how long they can be frozen for, place them in freezer bags and mark their "remove from freezer" date on the bags before popping in the freezer. Different foods can be kept in the freezer for different lengths of time, for example: - Milk or cream: Freeze for three to four months. - Salted...Read More

The Perfect (Open) House Guest

By: The Virani

The Perfect (Open) House Guest

Tags: OPEN HOUSE SEASON, TIPS, ETIQUETTE

While there are lots of great open house tips available for sellers, potential buyers attending open houses also need to follow some basic etiquette when checking out properties. Before you even get to the front door, plan – by choosing slip-on shoes – to remove them as soon as you enter the property. The homeowners will appreciate it and besides, if you're planning to trek to a f...Read More

Kitchen Party

By: The Virani

Kitchen Party

Tags: KITCHEN, ENTERTAINING, SOCIAL HUB

No matter how large your house or condo, people tend to gravitate to the kitchen as the home's social hub. If your home is like most, however, your kitchen never seems big enough. While you may not be in the position to knock down walls to create more space, you'll want to look into ways to utilize what space you do have more effectively. Here are a few space-saving suggestions for organi...Read More

Resolution Solution

By: The Virani

Resolution Solution

Tags: 2016 RESOLUTIONS, HALF WAY

We're almost halfway through 2016 – how's that New Year's resolution to "eat healthier" coming along? Here's a convenient and cost-effective way to continue (or catch up on) your dietary goals, by creating your very own backyard green grocer! 1. Plan ahead, and be realistic with your growing goals. It's tempting to jump headfirst into the concept of "l...Read More

Coming To Terms With Your Mortgage

By: The Virani

Coming To Terms With Your Mortgage

Tags: MORTGAGE, TERMINOLOGY

When it comes to mortgage terminology, borrowers often confuse the definitions of the words "term" and "amortization". It's important to understand all of your mortgage components completely to appreciate how they can affect you both now and in the future. The mortgage term is the block of time that a borrower commits to an agreed-upon mortgage rate and conditions with a p...Read More

By: The Virani

Take Inventory

Tags: BE PREPARED, INSURANCE, PERSONAL BELONGINGS

Whether you own your home or rent it, and whether that home is a house or a condominium/apartment, you need to make sure that your personal contents are insured. People living in condominiums often have a false sense of security in thinking they are fully insured, but while the building itself is covered, the contents inside the individual units are not. And while you may think you don't have...Read More

Agent Assistance

By: The Virani

Agent Assistance

Tags: BUYING, SELLING, HUGE UNDERTAKING, USE A REALTOR

We're in the midst of the busiest real estate season – is your team ready? Buying or selling a home is a major financial and emotional undertaking, one that requires a specialized team of people to execute smoothly. A qualified real estate salesperson is a key member of this group, providing you with the following services and more: - An up-to-date market analysis of homes in the area ...Read More

Oh No, How Much Do We Owe?

By: The Virani

Oh No, How Much Do We Owe?

Tags: HOUSEHOLD DEBT, REORGANIZE, CONSOLIDATE

Canadian household debt is at an all-time high, with a debt-to-income level of 171 percent of disposable income. Simply put, Canadian households have an average of $171 in debt for every $100 of disposable income – a number that the Parliamentary Budget Officer predicts will rise even further to $174 later this year! When was the last time you reviewed your current debt situation? With low ...Read More

Easy Living

By: The Virani

Easy Living

Tags: REDECORATING, MATERIALS, FINISHES

Whether you're redecorating from the ground up or in piecemeal fashion, careful choosing of materials and finishes can help reduce your chore load – especially welcome news for those with pets or children. Keep these tips in mind for a decor that's low-maintenance and easy to clean. Floors - Committed to carpet? Choose one treated for stain resistance, made of nylon fibers (the easi...Read More

Time To Come Clean

By: The Virani

Time To Come Clean

Tags: SPRING-CLEANING, OVERLOOKED ITEMS

Even if you keep a clean household, there are probably a few areas of your home that get overlooked. Here's a list of items you likely don't clean enough, and tips on how to tackle them this spring-cleaning season! Pillows You wash your pillowcases regularly, but when did you last clean the pillows themselves? Between sweat, oil and dead skin, the why is obvious, but the how to clean pill...Read More